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February 26, 2010
Car-Accidents
             
 
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Accident Terms and Definitions

 
 

Vehicle ID No. (VIN)
This 17 character number is unique to each vehicle. It identifies characteristics of the vehicle, including manufacturer, year, model, body, engine specifications, and serial number.

Airbag Deployment
Occurs when the driver, passenger or side airbag has been used or deployed during a crash or other incident.

Comprehensive Coverage
Pays for damage to your car caused by reason other than collision, such as fire, theft, windstorm, flood, etc.

Loss Due To Fire Title
The vehicle sustained major damage due to fire. In most states, fire damage titles are issued when the cost of repairing the vehicle for safe operation exceeds its fair market value.

Dismantled Title
The vehicle sustained major damage to one or more major component parts and the cost of repairing the vehicle for safe operation exceeds its fair market value.

Scrapped
Vehicles that have been dismantled and/or crushed and should not return to the road.

Negligence
The absence of ordinary care.

Underinsured Motorist Coverage
Pays for bodily injury or wrongful death caused by an underinsured motor vehicle (that is, a vehicle which is insured, but at an amount that is less than your uninsured motorist bodily injury (UMBI) limits).

Premium Finance Company
A lending institution that finances insurance premiums for a fee.

Insured
The person(s) entitled to coverage in case of an accident or loss.


Contact our North Dakota Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

 
Did You Know?    
 
 
SUV Fatalities And Injuries Have Increased By 43%
Fatalities and injuries in accidents involving SUVs have risen by 43%. Part of this rise in casualties is due to the large increase of SUV vehicles on the road in the past 10 years.

 


  Newsroom  
 


Fleeing suspect gravely injured in crash
A 19-year-old Riverside male suffered grave injuries in a collision with a telephone pole early Thursday morning after fleeing from police at a hig...
Read more >


Iteris Reports a 65 Percent Reduction in Accidents
Maverick USA, based in Little Rock, Ark., began upgrading the safety of its national fleet of 1,000 trucks with initial deployments of the Iteris L...
Read more >


Sixteen Year Old Loses Life in Single Car Crash
On 07-12-06 at shortly after midnight, the Sheriff's Office received a 9-1-1 call regarding a crash that was in the area of Duncan and Howell ...
Read more >


More news >

 
 

Terms

 


Today's Terms

Towing & Labor Coverage

Definition:
Pays for towing charges when your car can’t be driven. Also pays labor charges, such as changing a flat tire, at the place where your car broke down.

Commissioner of Insurance

Definition:
The title of the head of most state insurance departments. In some states, the Director or Superintendent of Insurance is used instead.

Summons

Definition:
Document or writ directing the sheriff or other officer to notify a person that an action has been commenced against him in court and that he is required to appear, on a certain day, and answer the complaint in such action.

More Terms >

 

Resources

 


More Resources >

 

Hot Topics

 

  • DUI Car Accidents
  • Aggresive Driving
  • Catastrophic Injuries
  • Speeding Accidents

More Topics >

North Dakota Car Accident Lawyers

 
If you live in one of the following cities and have been in an auto accident you should contact an North Dakota Car Accident Lawyers as soon as possible:

  • Bismarck
  • Dickinson
  • Fargo
  • Grand Forks
  • Jamestown
  • Mandan
  • Minot
  • Wahpeton
  • West Fargo
  • Williston
  Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com


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